Personal Contract

Personal Contract

Using a Personal Contract Purchase (PCP) plan the customer will make an initial payment, followed by a series of monthly payments and a final large, but optional payment, called a GFV.

Once you have chosen the car you want, decided how much deposit you wish to pay and agree a repayment period, your dealer will calculate your fixed payments and the Guaranteed Future Value (GFV).

You can select any level of deposit or period of agreement from within our product parameters to suit your own individual needs.

The GFV is the minimum amount the car is estimated to be worth at the end of the agreement term.

At the end of the agreement, you are free to choose from one of the following options:

  1. Part exchange the car with us and drive away in a new car using any amount over the GFV as part of your deposit on the next agreement.
  2. Pay the GFV and take ownership of the car.
  3. Simply return the car to us with nothing more to pay (subject to final mileage and condition of the car).

Finance is only available to persons aged 18 years or over and is subject to status. Guarantees and Indemnities may be required. Certain categories of business user may be ineligible. Written quotations are available upon request

Finance from County Motor Works

There are many different ways to finance your new car. What's more, you may hear plans that are very similar in features referred to under very different names, making your list of options seem endless.

All Finance products can be tailored to meet your individual needs. Before making a final decision, we recommend you visit our dealership where our trained sales executives will be happy to discuss options available to you in more detail.